Small Business Assistance Loans

US Small Business Association (SBA)
Disaster Assistance Information

On March 13th, Governor Cooper requested that the Small Business Administration issue a disaster declaration in all counties in North Carolina to make SBA disaster assistance loans available to North Carolina’s small business owners dealing with the economic difficulties created by COVID-19. SBA approved the Governor’s request late Wednesday afternoon, issuing a disaster declaration for all 100 North Carolina counties.

Small business owners interested in SBA disaster assistance loans should call Business Link North Carolina (BLNC) at 1-800-228-8443
• BLNC staff are available Monday through Friday, 8:30 am – 4:00 pm. Se habla Español si es necesario.
• Call volume in BLNC is expected to be high, and callers may need to leave a message and await a returned call.
• BLNC counselors will gather basic information from callers and refer the case to the most appropriate resource – small-business experts with the either the Small Business Technology Development Center (SBTDC) or the state’s Small Business Center Network (SBCN) – for assistance.
• SBTDC and SBCN small-business counselors will assess needs – working, for example, to assist with the preparation of any SBA loan application materials that may be appropriate.

What are SBA disaster loans?
• SBA provides low-interest disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters. SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a declared disaster: real estate, personal property, machinery and equipment, and inventory and business assets.
• You must be in an SBA declared disaster area to be eligible for SBA disaster assistance.
• Economic Injury Disaster Loans — up to $2 million. These loans are for small businesses, agricultural cooperatives, aquaculture enterprises and nonprofits affected by disaster to help meet working capital needs or normal business operating expenses through the recovery period. Businesses are eligible for these loans regardless of whether or not they have suffered property damage.

How does a business apply?
• Are applications available online?
• Yes, you can apply online via the SBA’s secure website: disasterloan.sba.gov/ela. It is however, strongly encouraged, to work with BLNC as described above.

How long does it take to get approval?
• The stated goal of SBA is to arrive at a decision regarding loan approval within 2 – 3 weeks. However, the timeline can be much longer due to the SBA’s need for damage verification and additional documentation of various types.

What other resources are available to struggling businesses?
• BLNC has issued an information sheet listing additional resources available.

Given the fluid nature of this situation, our office will be sure to provide updates if there are any changes to this process. Please feel free to us with any questions at (919) 733-5776 or devierela@ncleg.net

Sen. Kirk deViere, District 19 | 300 N. Salisbury Street, Room 515, Raleigh, NC 27603

NC Unemployment Benefits Update

From: North Carolina House
Representative John Szoka

FOR IMMEDIATE RELEASE Contact: Marshall Conrad
Date: March 18, 2020
Emergency Unemployment Benefits Update

Raleigh, NC – In response to the coronavirus outbreak, North Carolina Representative John Szoka released an update on emergency unemployment reforms that allow residents to access benefits more quickly during the crisis.

The General Assembly changed state law in 2017 to ensure benefits paid during federal disaster
declarations may be provided without waiting a week or without showing the usually required job search. State and federal executive orders also allow beneficiaries to apply online and waive penalties for employers, among other emergency changes.
“People whose job has been affected by this crisis should contact the Employment Security Division to apply for unemployment benefits as soon as possible and can contact my office if they need assistance,” said Representative Szoka.

“North Carolina’s unemployment system has disaster readiness policy and financial flexibility to support families and businesses through this emergency.”

Constituents can create an account and apply for unemployment benefits with the Employment

Security Division at https://des.nc.gov/apply-unemployment.

Other state and federal resources for reliable information:

Representative Szoka
919-733-9892
John.Szoka@ncleg.net

US Senator Thom Tillis District Office
252-329-0371

US Senator Richard Burr District Office
910-251-1058

US Representative Richard Hudson Constituent Services Office
910-997-2070

US Representative Dan Bishop District Office
704-218-5300

NC Department of Health and Human Services (NCDHHS):
www.ncdhhs.gov/coronavirus
Center for Disease Control and Prevention (CDC):
www.cdc.gov/coronavirus

NC COVID-19 Call Center:
If you have specific questions or concerns, call 866-462-3821
Contact Your Local Health Department:

www.ncdhhs.gov/divisions/public-health/county-health-departments
Get the Facts: FAQs:

www.ncdhhs.gov/frequently-asked-questions-about-covid-19
Latest Updates for NC:

www.ncdhhs.gov/divisions/public-health/coronavirus-disease-2019-covid-19-response-northcarolina/nc-updates

Governor’s Executive Order on School Closings and Public Gatherings:
https://files.nc.gov/governor/documents/files/EO117-COVID-19-Prohibiting-Mass-Gatheringand-K12-School-Closure.pdf

How to Protect Yourself:
www.cdc.gov/coronavirus/2019-ncov/prepare/prevention

Preparing:
www.cdc.gov/coronavirus/2019-ncov/prepare

Testing:
www.ncdhhs.gov/divisions/public-health/coronavirus-disease-2019-covid-19-response-northcarolina/testing-covid-19

Travel:
www.cdc.gov/coronavirus/2019-ncov/travelers

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Corona Virus Legislation for REALTORS


Corona Virus Emergency Legislation-What REALTORS need to know

Congress is speeding toward passage of emergency corona virus legislation. The bill passed by a wide margin early Saturday in the House and is headed to the Senate next week, where it is expected to pass easily. You can find a summary prepared by NAR staff here.

Last week, NAR’s advocacy team urged Congressional leaders to include support for self-employed professionals and other small business owners in this bill. We are pleased robust measures targeting these groups were included.

We expect few if any changes to the bill in the Senate, so here is where the measure stands now:

Family Medical Leave Expansion…

• Allows up to 12 weeks of certain virus-related family medical leave through the end of 2020
• Covers employees at businesses with between 50-500 employees
• Provides a refundable tax credit for eligible self-employed individuals equal to their qualified family leave equivalent
• Provides employers with a refundable tax credit equal to certain family leave wages paid to employees

Paid Sick Leave Expansion…

• Allows two weeks of certain virus-related paid sick leave through the end of 2020.
• Covers employees at businesses with fewer than 500 employees
• Provides a refundable tax credit for eligible self-employed individuals equal to their qualified sick leave equivalent
• Provides employers with a refundable tax credit equal to certain paid sick leave wages paid to employees

Medicare, Medicaid, Health Insurance and Unemployment Changes…

• Requires insurers, Medicare, Medicaid, and other federal health programs to fully cover testing and related services for COVID-19, without cost-sharing
• Increases funding to Medicaid to help cover uninsured populations
• Provides additional funds for certain programs aiding elderly Americans
• Increases funding for emergency transfers to state unemployment programs and increased flexibility for states to modify unemployment policies based on effects of COVID-19, such as waived work search requirements.

About the Tax Credits

Refundable tax credits are considered especially generous since any amount above taxes due is paid in the form of a refund. The payroll tax credit provided to employers will provide cash to them relatively quickly as it is creditable against their portion of an employee’s Social Security tax liability, which is generally due monthly or semi-weekly. And since most self-employed persons are required to pay quarterly estimated tax payments, they will not have to wait until the end of the tax year to see the cash.

A Final Note

Many of the tax credits and benefits mentioned above have limits and/or qualifications, so we encourage you to explore NAR’s comprehensive briefing document for more details.

This bill mainly addresses employment issues–NAR’s advocacy team expects legislation targeting the overall economy to come later.

Small business owners and the self-employed are crucial to the growth and stability of the national economy and also face disproportionate burdens if they are forced to shut down, temporarily lose employees, or see their customer base drop.

They deserve equal access to emergency funding and programs, and we will continue to engage with Congress as this public health emergency unfolds.


Joseph M. Ventrone
Vice President, Federal Policy and Industry Relations | Advocacy Group
NATIONAL ASSOCIATION OF REALTORS® | 500 New Jersey Ave NW | Washington, DC 20001
Email: JVentrone@realtors.org | Office: 202-383-1095 | Mobile: 202-841-6181 Twitter: @JoeVentrone

www.nar.realtor

2019 Municpal Elections – Fayetteville City Council Ted Mohn (incumbent) District 8 Questionnaire

Candidate Full Name:                                                  Theodore W. Mohn (Ted Mohn)

Daytime Phone Number:                                            (910) 495-3634

E-Mail:                                                                             tmohn@aol.com

Current Occupation Position:                                    Retired

Previously Elected/Appointed Positions:                Elected to City Council District 8 in Nov 2007, 2009, 20013, 2015 & 2017.  Currently also serve as Mayor Pro Tem.  I did not run for election/reelection in 2011 due to family reasons being a single parent.

Community Involvement:                                           I Initially became involved in late 2004 upon my retirement from the U.S. Army because of the Big-Bang Annexation and have remained totally involved with our collective community.

Community Endorsements:                                        Citizens of Fayetteville and district 8 have endorsed me by electing me the five times I have previously ran for election.

Do You Have and Active Campaign Account?        Yes (Ted Mohn for City Council)

Do You Accept PAC Checks?                                       Yes

QUESTION 1:  The current City Council recently passed a new stonnwater ordinance in which a property owner may be

responsible for repairing their stonnwater drains instead of the City taking responsibility. The city is also still charging a

stonnwater fee. What are your thoughts on this new policy? How do you propose to fix the massive stonnwater problem

in our city?

City Council recently appropriated 1.8 Million Dollars (Drainage Assistance Program) in our current budget for off-right-of-way drainage improvements on private residential properties that connect to our in-right-of-way stormwater drainage systems.  We are the only large city in North Carolina doing this.  We’ve also hired Gradient (Gordan Rose’s Team) to help evaluate these off-right-of-way drainage complaints and also help inspect our approximately one hundred and thirty (130) Stormwater Control Measures (SCM’s – formerly referred to as BMPs).  All of these off-right-of-way structures are important aspects of our overall stormwater infrastructure throughout our City.

As the City continues to study the various water basins across our City additional projects will be identified that need to be addressed.  To be able to pay for these improvements I support a voter approved stormwater infrastructure revenue bond referendum similar to the Parks & Recreation Bond Referendum.  The reoccurring revenue stream to pay off the bond would be from the existing stormwater fund and not an increase in property taxes.

QUESTION 2:  How do you propose to create a more walkable, pedestrian friendly community? Are you aware of the

REALTORS Build a Better Block initiative? www.betterblockfaync.com

I am very familiar with the Build a Better Block Initiative.  The one in Haymont lead to NCDOT approving and paying for

the for the installation of a pedestrian (protected) crosswalk near the Cape Fear Regional Theater.  The one next Spring on Murchison Road by Fayetteville State University will help guide NCDOT and their planned improvements to the southern end of Murchison Road.  Some plans include reducing the speed limit from Langdon Street to Rowan Street, narrowing traffic flow to one lane in each direction, add on-street parking, adding bike lanes and having a protected center median for additional pedestrian safety.

As a ten-year member of the Fayetteville Area Metropolitan Planning Organization’s (FAMPO’s) Transportation Policy Board (TPB) we’ve allocated hundreds of thousands of dollars requiring a small local match over the past ten years for improved walkability across our City.  This includes miles of sidewalks, walking trails, protected pedestrian crosswalks, improved streetscapes, an upcoming study to potentially have a trail along Cross Creek from Rowan Street all the North to Fort Bragg and other walkability options for our City.

If reelected to City Council I will continue to serve on the TPB to help bring Federal and State Transportation dollars to our City to continue improving our walkability and bike options.

QUESTION 3:  Do you want the NC Civil War History Cenrter to be built?

Yes.  I voted to support this project in December 2016 and remain committed to the potential economic development and Educational aspects of this project as presented.  The foundation along with City, County and State level elected officials must ensure trust across our City that this History Center will tell all sides of this point in our NC history.

We must better embrace our African American citizens to ensure they feel comfortable and supportive of the History Center’s mission and dedication to telling their story.  This has been done to some level but the Center’s personnel need to continue going out to community watch meetings to explain the process/research do date and their commitment to ensure additional citizen engagement through the Center’s construction, initial operation and future operation.

QUESTION 4:  How would you make it easier to do business in the city? What are your ideas for job growth?

Since coming back on City Council in December 2013 the City Council has worked with the broader development community to continue updating the Unified Development Ordinance (UDO) and stormwater ordinance.  I know with the passage of the UDO this would be a living and breathing document subject to updates in the decades ahead.  Updates indeed have been occurring over the past several years.

Our unemployment rate has declined over the past several years due to numerous new businesses coming to our major NCDOT corridors.  New apartments and houses continue to be built and we need to continue our residential development based on demand.  Large areas of land in Western Fayetteville are ripe for residential and commercial development and the I-295 extension south of Cliffdale Road and Raeford Road will make the surrounding lands more appealing for new development.

The Campbell Soup Distribution Center is currently operating at initial/partial capacity and should be fully operating with close to 200 new jobs by next summer.  These are the type of new projects we need to continue encouraging to come into our City.  We must continue working with the County and the Fayetteville Cumberland County Economic Development Corporation (FCEDC) to continue recruiting new businesses and new jobs into our community.  The process is in place and we need to be successful with our City policies/ordonnances to encourage new growth and infill developments.

QUESTION 5:  Homelessness … what are your thoughts on how to address this issue?

Homelessness in Fayetteville will never truly be eliminated because it’s a revolving door.  Some get help and others then fall into homelessness.  Cumberland County is the State of NC designated lead for Health and Human Services which homelessness and individual root causes are part of the County’s responsibilities.  No two homeless persons stories are identical.  With that said the City Council and County Commissioners need to do a much better job directing their Senior Management Teams to propose actual programs with a funding source designed to treat the root causes of homelessness.

The best solution in my personal opinion is to get our homeless population in direct contact with their immediate and/or extended family members to see if they can be reunited because family support is the best kind of support available in most cases.  Where this is not possible, we need to continue working with our non-profits that already provide support services to our homeless population to see what can be done to help our homeless secure safe affordable housing to help them on their road to recovery and out of homelessness.  We have some of the best fed homeless citizens in the country because of the many gracious organizations helping with food and basic life necessities.  While admirable this is simply a bridge for our homeless population’s day-to-day existence versus addressing the symptom(s) and causes(s) to their homelessness.  I do thank these private entities for their efforts and compassion.  They are truly helping keep some of our homeless population alive.

Our Cumberland County Commissioners must step-up and boldly take the lead once and for all with a county-wide plan so Fayetteville, Hope Mills, Spring Lake and our other municipalities can be in a supportive role and a collective part of any future solution to reducing our County’s homeless population.